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Discharging Mortgage

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Unless you have made specific arrangements with your lender, Mortgages are generally not transferable.

This means that when your property is sold, the Mortgage or Mortgages together with any other charges, liens, caveats or the like are discharged or paid off. The mortgage will be paid out at settlement from the settlement funds and any balance left over will be paid as you direct. Some lending institutions will require your signatures on a “Discharge Authority”.

Depending on your lending institution, his document will either be forwarded to you from Right Choice Conveyancing or we will assist you with your online application with your lender.

You must sign this document and complete any other sections where indicated and return the document to Right Choice Conveyancing without delay.


Prior to settlement, Right Choice Conveyancing will advise you of the amount owing under the mortgage and any query regarding this amount should be taken up immediately with your lender.

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